📲🏦 MAGO

MAGO is SOGEBANK’s electronic-payment platform and an authorized Fournisseur de Services de Paiement Électronique (FSP) in Haiti. Its development forms part of Sogebank’s broader digital-transformation strategy and its long-standing expansion of electronic banking services.

The platform is intended to facilitate digital financial transactions through mobile technology, contributing to the modernization of Haiti’s payment ecosystem and the wider adoption of electronic payments. MAGO operates within a financial group that has developed banking, payment, money-transfer, credit-card, microfinance and other financial-service businesses in Haiti.

Sogebank has a long history of introducing electronic financial products to the Haitian market, including payment cards, ATMs, online banking and mobile banking. Its current digital infrastructure includes Sogebanking and the Sogebank mobile application.

MAGO's principal differentiator is its connection to SOGEBANK, a regulated Haitian commercial bank, while operating under the BRH framework for electronic payment service providers. The BRH currently identifies five authorized FSPs in Haiti: MAGO, MonCash, NatCash, HaitiPay and KashPaw, placing MAGO within a defined national electronic-payment market rather than an unregulated fintech environment.

The platform therefore represents the intersection of traditional banking infrastructure and mobile financial technology, with a focus on making electronic payments more accessible and supporting the continued digitization of financial transactions in Haiti.

🕰️ History & Development

MAGO was developed by SOGEBANK as part of its continuing investment in financial technology and digital services.

Sogebank itself traces its origins to the acquisition of the assets and liabilities of the Royal Bank of Canada in Haiti in 1985, with SOGEBANK officially launched in April 1986. Over subsequent decades, the group introduced electronic banking services, cards, ATMs, online banking and mobile banking.

MAGO emerged as a separate electronic-payment initiative within this broader digital strategy. Sogebank's 2023–2024 annual report stated that the MAGO project remained under implementation and anticipated an official launch during Q4 2025.

The BRH subsequently continued to list SOGEBANK / MAGO among Haiti's authorized electronic payment service providers, confirming its regulatory position within the country's payment ecosystem.

🎯 Mission & Market Position

MAGO's role is centered on expanding electronic payment capabilities in Haiti through mobile and digital financial technology.

Its development supports several objectives associated with Haiti's evolving payment infrastructure:

• Increasing access to electronic financial transactions
• Supporting digital payment adoption
• Reducing dependence on cash-based transactions
• Expanding mobile-based financial services
• Supporting digital financial inclusion
• Connecting established banking infrastructure with newer payment technologies

These objectives align with the BRH's broader modernization of Haiti's payment system, which includes promoting electronic payments, improving transaction security, reducing transaction costs and supporting digital financial inclusion.

📋 Business Details

📍 Branch Locations

MAGO / SOGEBANK headquarters and registered FSP location:

248, Autoroute de Delmas, Delmas 30, Delmas, Ouest, Haiti

☎️ Phone Numbers

SOGEBANK main contact numbers:

• +509 2229-5000
• +509 2815-5000

Additional historical corporate contact:

• +509 2915-5000

📧 Email Addresses

General SOGEBANK contact:

• contact@sogebank.com

🕐 Hours of Operation

• Monday–Friday: 8:00 AM–4:00 PM
• Saturday: 8:30 AM–1:30 PM
• Sunday: Closed

💳 Accepted Payment Methods

• Electronic payments
• Mobile/digital financial transactions
• Digital payment services

👤 Key People

MAGO Division

SOGEBANK's 2022–2023 annual report identified:

Mme Marie Melissa Gilbert — Executive Director, Division Mago.

SOGEBANK Leadership

SOGEBANK's listed board includes:

• Gaëlle Rivière Wulff — President
• Raymond Jaar — First Vice-President
• Robert Moscoso — Treasurer
• Claude Pierre-Louis — Secretary
• Michel Théard — Member
• Claude Apaid — Member
• John V. Handal — Member
• Dominique Bonnefil — Member

These are SOGEBANK corporate leaders rather than MAGO-specific executives.

📱 Key Product Lines & Brands

Primary Brand

• MAGO — Electronic Payment Service Provider / digital payment platform
• MAGO Mobile Wallet — mobile-wallet concept associated with the platform

Parent-Group Digital Brands

These should be treated as related SOGEBANK products rather than MAGO products:

• Sogebanking
• SOGEBANK Mobile Application
• SogePay
• Sogecarte
• SogeXpress

SOGEBANK's broader product portfolio includes banking, cards, online banking and electronic payment products.

⚙️ Products & Services

Electronic Payment Services

MAGO operates as an authorized electronic payment service provider under Haiti's BRH regulatory framework.

Mobile & Digital Financial Transactions

The platform was developed as a mobile-oriented digital payment solution designed to facilitate electronic transactions.

Digital Wallet Services

MAGO is associated with the development of a mobile-wallet/payment ecosystem intended to allow users to conduct financial transactions digitally.

Financial Technology

MAGO represents SOGEBANK's fintech initiative within the regulated Haitian payment ecosystem.

Digital Financial Inclusion

The platform forms part of the broader movement toward greater use of electronic financial services in Haiti, an objective also identified by the BRH in its payment-system modernization program.

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